Bridging finance
Short-term capital secured against property or assets, to complete a purchase or cover a gap before longer-term funding is in place.
Secured business finance
The right lender, faster than the bank.
Latent Funds arranges secured funding for established businesses — bridging, working capital and equipment finance — matched to the right lender and released in days, not months.
Good businesses lose good opportunities waiting on slow credit decisions. We move capital at the pace the deal demands — quietly, and on terms that make sense.
What we arrange
Funding secured against real assets.
We work with a panel of specialist lenders across the facilities businesses most often need at speed.
01
02
Working capital
Funding to cover payroll, stock or a signed contract you need cash on hand to deliver against.
03
Equipment finance
Capital to acquire plant, machinery or vehicles, secured against the asset itself.
04
Secured business loans
Larger facilities secured against property, receivables or inventory, structured to the shape of the business.
The process
Three steps, measured in days.
1
Tell us the requirement
A short conversation about how much you need, how quickly, and what secures it.
2
We match the lender
We take your case to the lenders on our panel most likely to fund it — at pace, on sensible terms.
3
Funds released
On approval, capital is drawn down, often within days.
You pay us nothing. We are paid by the lender on completion.
Why work with us
Access, speed, and no wasted time.
Speed
Decisions in days, not the months a bank can take.
A panel of lenders
Specialist lenders beyond the high street, matched to your case.
No upfront fees
You pay nothing to us. Our fee is paid by the lender on a completed deal.
Secured and clear
Straightforward terms, and no time spent on cases that will not fund.
Get in touch
Have a requirement?
Tell us what you need and what secures it. If it is fundable, you will know quickly.