Bridging finance
Short term capital secured against property or assets, to complete a purchase or cover a gap before longer term funding is in place.
Secured business finance
The right lender,
The right lender,
faster than the bank.
Latent Funds arranges secured funding for established businesses. We match bridging, working capital and equipment finance to the right lender, and get it released in days, not months.
Bridging finance
Working capital
Equipment finance
Secured business loans
Good businesses lose good opportunities waiting on slow credit decisions. We move capital at the pace the deal demands, quietly, and on terms that make sense.
What we arrange
Funding secured against real assets.
We work with a panel of specialist lenders across the facilities businesses most often need at speed.
01
02
Working capital
Funding to cover payroll, stock or a signed contract you need cash on hand to deliver against.
03
Equipment finance
Capital to acquire plant, machinery or vehicles, secured against the asset itself.
04
Secured business loans
Larger facilities secured against property, receivables or inventory, structured to the shape of the business.
The process
Three steps, measured in days.
1
Tell us the requirement
A short conversation about how much you need, how quickly, and what secures it.
2
We match the lender
We take your case to the lenders on our panel most likely to fund it, at pace and on sensible terms.
3
Funds released
On approval, capital is drawn down, often within days.
You pay us nothing. We are paid by the lender on completion.
Why work with us
Access, speed, and no wasted time.
Speed
Decisions in days, not the months a bank can take.
A panel of lenders
Specialist lenders beyond the high street, matched to your case.
No upfront fees
You pay nothing to us. Our fee is paid by the lender on a completed deal.
Secured and clear
Straightforward terms, and no time spent on cases that will not fund.
Questions we get
Straight answers before you ask.
Are you a lender or a broker?
We are a finance introducer. We do not lend our own money. We take your requirement to the lenders on our panel and are paid by the lender only if a deal completes.
What does it cost me?
Nothing upfront. The lender pays our fee on completion. If nothing completes, you owe us nothing.
How fast can funds be released?
It depends on the facility. Bridging can move in a matter of days, while other loans take longer. We never guarantee a timeline, and speed always rests with the lender and your circumstances.
What can you fund?
Bridging, working capital, equipment finance and secured business loans, against property, assets or receivables. Business purposes only.
How much can I borrow?
It depends on your security and the lender. We do not quote a figure before we understand the case, so nothing you see here is a made up number.
Is my information safe?
We share your details only with the lenders relevant to your enquiry, we never sell them, and this site sets no tracking cookies. See our privacy notice.
Do you work with accountants and brokers?
Yes. If you have a client who needs funding you cannot provide, introduce them and share in our fee. There is a note for advisers below, or email contact@latentfunds.com.
For accountants, brokers and advisers
Introduce a client
Have a client who needs funding?
When a client needs finance you cannot provide, introduce them to us. We get them funded quickly, they stay happy with you, and you share in our fee on any deal that completes. It costs you and them nothing.