Latent Funds

Our Process

How It Works

Every engagement follows the same transparent process. We do not ask for payment or sensitive information until a written agreement is in place.

01

Independent Research

We review public records, government databases, and specialist sources to identify unclaimed funds linked to individuals and estates. This research is conducted independently — we only contact you when we have identified something specific.

02

Initial Contact

If we identify funds that may belong to you or your family, we reach out with enough information for you to verify our findings. We never ask for payment or sensitive personal information at this stage.

03

Agreement & Disclosure

Once you decide to proceed, we enter into a written agreement that clearly defines our fee, the scope of work, and your rights. Full details about the identified funds are disclosed only after this agreement is in place.

04

Recovery & Payment

We handle the paperwork and coordinate with the relevant government agencies on your behalf. Our fee is only collected after funds have been successfully recovered — if we do not recover anything, you owe nothing.

Your Safeguards

No upfront costs

We never charge a fee before funds are recovered. If we are unsuccessful, you owe nothing.

Written agreement required

No work begins until both parties have signed a clear agreement outlining the fee structure, scope of work, and your rights.

Verifiable sources

All fund identifications originate from official government records. We provide references so you can verify our findings independently.

No sensitive data required upfront

We never ask for bank details, social security numbers, or financial information via email or initial contact.

Still have questions?

Read our frequently asked questions or contact us directly.